Payments made effortless.
For every business.
Accept cards directly on your phone with Tap to Pay, automate recurring subscriptions, and get your money deposited next day. Zero hardware to rent. Zero confusing fees.
Tap to Pay on Your Phone
No dongles or bulky hardware. Customers simply tap their card, Apple Pay, or Google Pay directly on your iPhone or Android.
Automatic Subscriptions
Bill your clients weekly, monthly, or yearly. Cards are updated automatically with zero awkward payment chases.
Get started in three simple steps.
Say goodbye to endless paperwork and lengthy approvals. Start processing payments today.
Set up in 5 minutes
Create your account online and link your business bank account. No setup fees, no credit checks, and no waiting.
Take payments anywhere
Open the app on your smartphone to tap cards in person, or send instant 1-click payment links by text and email.
Money in your bank next day
Your sales are deposited automatically into your bank account every morning. Fast, reliable, and completely transparent.
Turn your phone into a card reader.
Why pay $80 every month to rent clunky terminals from banks? With Payofy, your smartphone is your point-of-sale.
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Accept All Major Cards & Wallets Supports Visa, Mastercard, Amex, Apple Pay, and Google Pay with zero extra equipment.
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Instant 380ms Tap Approval Fast checkout lines. Keep customers moving quickly with instant contactless authorization.
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Save Card for Subscriptions in 1 Tap Charge once at the register and optionally save the card for recurring memberships or future orders.
Test the Tap-to-Pay experience right now.
Select a payment amount on the left, then click the button on the phone to experience how fast contactless checkout feels.
Subscriptions that run on autopilot.
Stop chasing clients for checks or manual transfers. Payofy automates recurring billing so you get paid on time, every single month.
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Automatic Card Updater When a customer receives a new card from their bank, Payofy updates it in the background. No broken subscriptions.
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Smart Retries on Payday Cycles If a payment fails due to insufficient funds, Payofy retries automatically when paychecks clear, silently recovering up to 74% of revenue.
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1-Click Payment Recovery Links Customers receive a friendly, polite text message with a secure link to update their card using Apple Pay in 5 seconds.
Monthly Professional Retainer · Auto-billed on the 1st
Built for any business, big or small.
Whether you sell in person, online, or bill recurring retainers, Payofy fits your workflow seamlessly.
Retail & Countertop
Boutiques, cafes, gyms, and pop-up events. Turn any phone into a register with zero hardware rentals.
Tap to Pay →Online & SaaS
Recurring subscription plans, usage-based tiers, and 1-click checkouts with built-in fraud protection.
Subscriptions →Services & Agencies
Send customized digital invoices with instant credit card and bank payment options for faster settlement.
Digital Invoices →Platforms & ISVs
Power payments inside your software app and earn high-margin recurring revenue share on every sale.
Platform Revenue →See how much you save with Payofy.
Legacy processors charge hidden fees, batch settlement charges, and $80/month for hardware leases. Payofy eliminates all unnecessary overhead.
Drag the slider to calculate estimated annual savings for your business volume.
Everything you need to know.
No! Payofy uses the built-in contactless antenna on modern iPhones and Android devices. Simply open the app, enter the amount, and have the customer tap their card or phone. If you prefer a physical countertop station, dedicated hardware terminals are also supported.
All cleared sales are transferred directly into your business bank account the next business day. There are zero extra charges for next-day deposits.
You can create recurring plans with just a few clicks. Select weekly, monthly, or annual schedules. Payofy automatically charges your clients on time and updates expired card details directly with major card networks.
Yes. All transactions use bank-grade end-to-end encryption. Your smartphone and computers never store raw card numbers. We adhere to the highest security standards so your business is fully protected.
Yes. Payofy is a universal platform. You can tap contactless cards with your phone in person, send digital invoices with instant payment links via SMS or email, and set up recurring subscription retainers through one dashboard.
Payofy includes smart dunning intelligence. When a recurring customer card fails due to temporary bank holds or insufficient funds, Payofy retries automatically on payroll dates and sends a 1-click text link where the client can refresh their card using Apple Pay or Google Pay in seconds, recovering up to 74% of failed revenue.
Ready to simplify your payments?
Join modern businesses saving hours each week with Tap to Pay and automated recurring billing.